Why Us

WE ARE DIFFERENT! We actually want to change your life. We get you. We have the highest ethical standards. We care. We do not "screw" you over. We have over 20 years experience in the financial industry.

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We Are Different

We are different from other financial advisors because we provide an alternative to the sales-driven financial services industry. Our model is adviced-based, without charging an ongoing fee. We will show you the strategies other financial advisors won't.

This practice is based on a passion to make personal finance easy to understand. We can teach you the best way to save money, invest your money, reduce your taxes, pay less in fees, set up the best retirement plan for you, and make sure you have the correct insurance products. We work as your personal financial coach. Just like a life coach, a financial coach is in the business of transforming your life. We are FEE ONLY (not Fee-Based), we can't and we won't SELL you anything.  You will never again wonder how much you are paying

We Get You

We work exclusively with nurses which allows us to have a much greater knowledge of the exact challenges you are facing. We know your worst nightmares involve anything from losing patients to doctors calling you, misplacing a patient chart or even becoming disabled and unable to work. We understand you give your heart and soul to work.

 

We know that your day is filled with having to manage care - PT, OT, radiology, diet, social services, medications, consultants, and wound care—for multiple patients at a time, but also remembering where you put your car keys. You have to know everything there is to know about 18,000+ medications: etiology, classifications, contraindications, dosage, allergies, etc, but you are berated by a doctor for the one thing you forgot. You are never thanked for the 1001 things you managed to remember. You often arrive at work when it's still dark and go home after dark. We are the experts when it comes to YOU.

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Highest Ethical Standards

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Unlike most financial advisors, we are FIDUCIARIES and are therefore required to provide advice that is in your "best interest". You may not know this, but almost all financial planners are only required to provide "suitable" advice. This way they can recommend investments or accounts with underlying fees that will literally cost you hundreds of thousands of dollars over the years.

They also rarely have the time to use advanced financial strategies to create wealth plans that are customized to your unique challenges. They will recommend products that will cost you more and provide your with cookie cutter plans for hundreds of clients while knowing very little about the individuals they are serving. With HFG, you will never again wonder whether the financial advice you received was unbiased, or if you are paying fees and commissions.  We don't make a penny on anything we recommend to you!

We are here for CHANGE To make a DIFFERENCE To make an IMPACT

We Care

Our goal is to really (we mean REALLY) help transform the lives of as many people as possible.  The company was formed for one reason alone- to provide you with the best advice to meet your financial goals. We also provide unbiased expert advice that is not sales driven. We will analyze your current investments and ensure you are properly allocated. If you're just getting started we will show you which investment vehicles to use, how much you need to save and where you need to be saving it. We will also never charge you a fee to manage your account. Most advisors charge around 1%. We think that is wrong!

We recommend passive investments such as index funds and  ETFs, which not only have the lowest cost, but they outperform the market over 90% of the time.

30 DAY FINANCIAL (1920 × 1200 px) (1000 × 1200 px) (1000 × 1000 px) (1000 × 800 px) (1000 × 700 px)
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We Do Not "Screw" You Over

AND MOST IMPORTANTLY, WE DON'T SCREW YOU OVER.

We understand using a harsh word like "screw" may offend some people. However, this is serious, it's your money, your future, your livelihood, and we want to protect that. THIS is the ENTIRE reason we exist and why we are so passionate about this. We don't want people to be fooled anymore. There are massive conflicts of interests that exist in the delivery of other financial services. These conflicts tend to enrich the financial adviser more than the clients they are supposed to be serving. We have felt for a long time that there must be a change in the way clients access financial services. WE ARE THAT CHANGE!

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